Discovering sources of compensation after a car accident in North Carolina is not usually a straightforward process. You may have your own health insurance and car insurance with medical coverage. In addition, the driver of another car may have been negligent — and responsible for compensating you for your injuries. This most likely means sorting through other layers of insurance coverage belonging to the other driver, if that driver is insured.
If the other driver is not insured, or is underinsured, another source of compensation for you may be your own car's uninsured and underinsured motorist coverage.
Furthermore, there may be other sources of compensation available to you, depending on the facts of your case and your personal financial circumstances. Other sources of compensation may include the following:
- Benefits from a government agency responsible for upkeep of a defective road
- Private insurance, perhaps issued through your credit card company, AAA or your employer
- Short-term and long-term disability insurance
- Medicare or Medicaid
- Social Security Disability
If you are viewing this web page before any accident has occurred, we strongly encourage you to talk to your auto insurance agent and ensure that you are well covered in the event of a serious or catastrophic injury. Ask about increasing the coverage limits on your UI/UIM coverage and medical payment coverage on your regular insurance. Ask about getting an umbrella policy that can cover another $500,000 or $1 million in damages in the event of a very serious injury. Increasing your medical coverage on your auto insurance is surprisingly affordable for most people — and the best bargain imaginable if you should ever suffer a catastrophic injury such as a traumatic brain injury or a spinal cord injury. Before the unthinkable occurs: THINK!
If you are viewing this web page after a car or truck accident, please know that our law firm has helped many past clients recover ample compensation for their injuries. Talk to a lawyer at the Law Offices of Wade E. Byrd, P.A., today.
Attorney Wade Byrd Can Help Maximize Your Access to Financial Resources After a Car Crash
The Law Offices of Wade E. Byrd offers free initial consultations to car accident victims. We can meet with you at our law offices in Fayetteville or Greensboro, or in your home or hospital. We handle cases on a contingency basis, so we front the costs of expert testimony and only collect attorney fees if we win compensation for you.
Call 910-323-2555 or e-mail us to discuss your medical malpractice or auto accident case and legal options. We represent clients throughout North Carolina, South Carolina, Tennessee, Virginia, West Virginia, Georgia and Pennsylvania.